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Why Croatia?
Croatia has a lot to offer, from it's crystal clear sea to it's mediterranean climate. It has a good infrastructure, friendly people, and is very safe in comparison with the rest of Europe. Property prices are still lower than the majority of other countries, and with the arrival of low budget flights, access is easier and cheaper than ever before.
How much do you charge?
For our services, we charge a fee of 4% of the property purchase price. This is payable once you sign your sales contract.
Do you charge for inspection trips?
No, we only charge once you decide to buy something. We won't pay for you to come out here, but we'll give you any help you need with arranging accomodation or selecting flights etc, free of charge.
Do you charge a registration fee?
No. If you'd like to register your details and what you're looking for with us, we'll be happy to keep you on our mailing list free of charge.
What does a Croatian lawyer cost?
It depends on who you choose, but approximately EUR 1200.
Can you recommend a good lawyer?
We can recommend some very reputable, thorough, English speaking lawyers, with a proven track record, to act on your behalf during the purchase process.
Is Croatia in the EU?
Not yet, but it's in line to be. Expected inclusion date is currently around 2010.
I remember there was a war there - is it dangerous?
Not at all. Compared to most of Europe it's probably one of the safest places you could visit, with a very low crime rate.
Can you drink the tap water?
Yes.
Do they speak English in Croatia?
It's pretty much the second language here now, as it's taught from about 8 years upwards in school. However, it's mainly the younger generation that speak good English - so if you're looking for assistance it's usually a safer bet to ask a younger person.
How do Croatians feel about foreigners?
Tourism has been a big part of Croatia's income for years now, so the Croatian people are well used to foreigners.
Where can I get advice on going out in Croatia?
If you're looking for advice on where to eat, drink or party, feel free to visit our blog at blog.advantagecroatia.com.
Can I pay for things in Euro?
Lots of restaurants and bars will accept Euro, but it's always advisable to have some Croatian Kuna on you just in case. Properties are usually paid for in Euro, and converted to Kuna on the day the money arrives, at the middle exchange rate of the Croatian National Bank.
Is there a Real Estate Transfer Tax or 'Stamp Duty' in Croatia?
Yes - it's 5% of the property price. The acquirer of the property is the one who is obliged to pay the tax.
Do I have to pay VAT on a property if I buy?
Yes, but it's always included in the advertised sales price. If you buy through a Croatian company this can be reclaimed.
Am I subject to a Capital Gains Tax if I decide to sell my property later?
Yes. As an individual, you will be liable for a Capital Gains Tax of 35% if you sell your property before 3 years from the purchase date. If you sell after 3 years the tax is void*. If the purchaser or a member of their family has used the property as their residence (they must possess a Croatian residents permit) then the tax becomes void.
As an individual, if you sell more than 3 properties in 5 years you must form a company (and be liable for 20% income tax).
* You could still be liable for Capital Gains Tax in your country of residence. Ask for advice.
Can I get my property insured?
Your apartment or house can be insured from as little as EUR 150 per year. We can help arrange this, through our contacts at Allianz insurance.
Do you help with the furnishing of a property if I buy?
We can recommend an interior design company that can arrange the furnishing. Please email us for details.
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